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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,716 | $133,998-77.8% | $112,263-73.5% | $134,545-77.9% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -38.51% | 47.17%-85.7pp | 27.49%-66.0pp | 418.37%-456.9pp |
| Employer contribution / active EE | $1,904 | $4,040-52.9% | $3,636-47.6% | $4,742-59.8% |
| Participant deferral / active EE | $14,525 | $5,292+174.5% | $4,729+207.1% | $6,401+126.9% |
| Admin fee / account holder | $393 | $7,493-94.8% | $6,410-93.9% | $11,431-96.6% |