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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,063 | $70,366-90.0% | $66,674-89.4% | $138,895-94.9% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.7%-11.2pp | 79.9%-17.4pp |
| Annual return | 20.68% | 386.41%-365.7pp | 321.24%-300.6pp | 145.39%-124.7pp |
| Employer contribution / active EE | $776 | $2,765-72.0% | $2,620-70.4% | $4,194-81.5% |
| Participant deferral / active EE | $1,078 | $4,374-75.4% | $4,084-73.6% | $6,396-83.1% |
| Admin fee / account holder | $312 | $5,262-94.1% | $5,098-93.9% | $12,562-97.5% |