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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,614 | $59,111-60.1% | $86,451-72.7% | $68,490-65.5% |
| Participation rate | 68.0% | 75.2%-7.2pp | 80.3%-12.3pp | 67.9%+0.1pp |
| Annual return | -17.55% | -0.22%-17.3pp | 4398.51%-4416.1pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,676 | $2,519+6.2% | $3,770-29.0% | $2,597+3.0% |
| Participant deferral / active EE | $4,083 | $5,900-30.8% | $6,953-41.3% | $4,028+1.4% |
| Admin fee / account holder | $5,477 | $5,640-2.9% | $6,734-18.7% | $5,403+1.4% |