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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,092 | $77,157-64.9% | $108,405-75.0% | $85,847-68.4% |
| Participation rate | 64.9% | 74.7%-9.8pp | 80.1%-15.3pp | 69.3%-4.5pp |
| Annual return | 18.53% | 44.55%-26.0pp | 905.55%-887.0pp | 318.61%-300.1pp |
| Employer contribution / active EE | $2,646 | $2,379+11.2% | $3,559-25.6% | $2,565+3.2% |
| Participant deferral / active EE | $4,058 | $5,567-27.1% | $6,563-38.2% | $3,952+2.7% |
| Admin fee / account holder | $7,543 | $5,174+45.8% | $7,297+3.4% | $6,261+20.5% |