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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,512 | $185,905-66.4% | $170,057-63.2% | $139,487-55.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.83% | 60.56%-43.7pp | 53.42%-36.6pp | 373.84%-357.0pp |
| Employer contribution / active EE | $3,113 | $7,597-59.0% | $6,790-54.2% | $4,755-34.5% |
| Participant deferral / active EE | $14,126 | $11,627+21.5% | $10,411+35.7% | $6,713+110.4% |
| Admin fee / account holder | $1,350 | $15,397-91.2% | $12,826-89.5% | $11,407-88.2% |