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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,696 | $175,257-95.6% | $149,717-94.9% | $139,456-94.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.60% | 166.70%-147.1pp | 134.41%-114.8pp | 373.45%-353.8pp |
| Employer contribution / active EE | $4,204 | $5,477-23.2% | $4,820-12.8% | $4,753-11.5% |
| Participant deferral / active EE | $5,025 | $6,521-22.9% | $5,682-11.6% | $6,711-25.1% |
| Admin fee / account holder | $1,902 | $16,156-88.2% | $13,213-85.6% | $11,407-83.3% |