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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,453 | $148,629-2.1% | $135,982+7.0% | $139,487+4.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.37% | 79.33%-59.0pp | 68.32%-48.0pp | 373.84%-353.5pp |
| Employer contribution / active EE | $35,312 | $5,247+573.0% | $4,859+626.7% | $4,755+642.7% |
| Participant deferral / active EE | $26,270 | $8,102+224.2% | $7,760+238.5% | $6,713+291.4% |
| Admin fee / account holder | $2,404 | $12,406-80.6% | $10,767-77.7% | $11,407-78.9% |