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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,436 | $176,120-61.7% | $159,487-57.7% | $167,553-59.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 27.59% | 331.95%-304.4pp | 263.71%-236.1pp | 478.89%-451.3pp |
| Employer contribution / active EE | $25,061 | $5,299+372.9% | $4,831+418.7% | $4,840+417.8% |
| Participant deferral / active EE | $17,892 | $7,752+130.8% | $7,354+143.3% | $6,343+182.1% |
| Admin fee / account holder | $1,144 | $12,561-90.9% | $10,804-89.4% | $12,316-90.7% |