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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,129 | $175,257-93.6% | $149,717-92.6% | $139,456-92.0% |
| Participation rate | 95.0% | 83.4%+11.6pp | 78.8%+16.2pp | 80.3%+14.7pp |
| Annual return | 35.74% | 166.70%-131.0pp | 134.41%-98.7pp | 373.45%-337.7pp |
| Employer contribution / active EE | $2,913 | $5,477-46.8% | $4,820-39.6% | $4,753-38.7% |
| Participant deferral / active EE | $3,522 | $6,521-46.0% | $5,682-38.0% | $6,711-47.5% |
| Admin fee / account holder | $470 | $16,156-97.1% | $13,213-96.4% | $11,407-95.9% |