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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,180 | $90,467-94.3% | $93,759-94.5% | $134,532-96.1% |
| Participation rate | 88.9% | 82.0%+6.9pp | 81.0%+7.9pp | 81.2%+7.7pp |
| Annual return | 0.00% | -15.72%+15.7pp | -11.33%+11.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,394 | $4,345-67.9% | $4,324-67.8% | $4,741-70.6% |
| Participant deferral / active EE | $6,579 | $5,980+10.0% | $6,096+7.9% | $6,401+2.8% |
| Admin fee / account holder | $345 | $9,258-96.3% | $7,197-95.2% | $11,429-97.0% |