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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,194 | $96,388+12.2% | $80,627+34.2% | $139,466-22.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 4.56% | 1352.08%-1347.5pp | 936.76%-932.2pp | 373.66%-369.1pp |
| Employer contribution / active EE | $1,479 | $3,260-54.6% | $2,723-45.7% | $4,754-68.9% |
| Participant deferral / active EE | $23,673 | $5,224+353.1% | $4,443+432.8% | $6,712+252.7% |
| Admin fee / account holder | $951 | $6,603-85.6% | $5,381-82.3% | $11,409-91.7% |