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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,511 | $103,164-59.8% | $90,259-54.0% | $154,746-73.2% |
| Participation rate | 88.9% | 76.1%+12.8pp | 70.7%+18.1pp | 80.7%+8.2pp |
| Annual return | 21.25% | 19.25%+2.0pp | 18.88%+2.4pp | 172.34%-151.1pp |
| Employer contribution / active EE | $3,588 | $2,532+41.7% | $2,291+56.6% | $4,379-18.1% |
| Participant deferral / active EE | $6,430 | $4,422+45.4% | $3,827+68.0% | $6,730-4.5% |
| Admin fee / account holder | $1,918 | $8,593-77.7% | $7,267-73.6% | $14,365-86.6% |