Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,992 | $94,436-76.7% | $115,599-81.0% | $82,637-73.4% |
| Participation rate | 50.9% | 70.4%-19.5pp | 74.3%-23.4pp | 68.1%-17.1pp |
| Annual return | 28.87% | 18.37%+10.5pp | 111.10%-82.2pp | 53.51%-24.6pp |
| Employer contribution / active EE | $1,490 | $2,324-35.9% | $2,955-49.6% | $2,552-41.6% |
| Participant deferral / active EE | $4,688 | $3,955+18.5% | $4,889-4.1% | $4,126+13.6% |
| Admin fee / account holder | $420 | $10,328-95.9% | $12,841-96.7% | $7,339-94.3% |