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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,750 | $134,001+120.0% | $112,258+162.6% | $134,509+119.1% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | 315.36% | 47.15%+268.2pp | 27.47%+287.9pp | 418.13%-102.8pp |
| Employer contribution / active EE | $20,000 | $4,039+395.1% | $3,636+450.1% | $4,741+321.9% |
| Participant deferral / active EE | $13,667 | $5,291+158.3% | $4,728+189.0% | $6,400+113.5% |
| Admin fee / account holder | $2,216 | $7,491-70.4% | $6,411-65.4% | $11,427-80.6% |