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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,205 | $174,379-93.0% | $152,093-92.0% | $138,895-91.2% |
| Participation rate | 63.6% | 81.6%-18.0pp | 77.8%-14.1pp | 79.9%-16.3pp |
| Annual return | 45.97% | 74.86%-28.9pp | 66.36%-20.4pp | 145.39%-99.4pp |
| Employer contribution / active EE | $2,949 | $4,652-36.6% | $4,175-29.3% | $4,194-29.7% |
| Participant deferral / active EE | $5,190 | $6,159-15.7% | $5,451-4.8% | $6,396-18.9% |
| Admin fee / account holder | $649 | $16,880-96.2% | $14,497-95.5% | $12,562-94.8% |