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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,353 | $211,105-46.3% | $178,449-36.5% | $145,978-22.3% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 12.50% | 30.19%-17.7pp | 27.09%-14.6pp | 550.52%-538.0pp |
| Employer contribution / active EE | $4,621 | $4,569+1.1% | $3,951+17.0% | $4,662-0.9% |
| Participant deferral / active EE | $11,500 | $6,959+65.2% | $6,277+83.2% | $6,690+71.9% |
| Admin fee / account holder | $13,361 | $12,017+11.2% | $10,362+28.9% | $13,400-0.3% |