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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,969 | $99,380-36.6% | $90,312-30.3% | $155,188-59.4% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 16.59% | 19.35%-2.8pp | 18.90%-2.3pp | 148.84%-132.2pp |
| Employer contribution / active EE | $0 | $2,390-100.0% | $2,243-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $11,340 | $4,212+169.3% | $3,749+202.5% | $6,531+73.6% |
| Admin fee / account holder | $4,344 | $9,766-55.5% | $8,248-47.3% | $14,480-70.0% |