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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,742 | $95,580-65.7% | $76,872-57.4% | $139,466-76.5% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.09% | 55.00%-42.9pp | 37.90%-25.8pp | 373.66%-361.6pp |
| Employer contribution / active EE | $5,230 | $3,145+66.3% | $2,533+106.4% | $4,754+10.0% |
| Participant deferral / active EE | $10,549 | $4,623+128.2% | $3,832+175.3% | $6,712+57.2% |
| Admin fee / account holder | $1,061 | $8,302-87.2% | $5,476-80.6% | $11,409-90.7% |