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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,060 | $100,792+42.9% | $86,691+66.2% | $134,509+7.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -13.56% | 29.08%-42.6pp | 35.94%-49.5pp | 418.13%-431.7pp |
| Employer contribution / active EE | $5,021 | $3,491+43.8% | $2,837+77.0% | $4,741+5.9% |
| Participant deferral / active EE | $17,066 | $5,339+219.7% | $4,656+266.5% | $6,400+166.6% |
| Admin fee / account holder | $812 | $10,924-92.6% | $7,492-89.2% | $11,427-92.9% |