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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,474 | $167,504-92.0% | $151,628-91.1% | $134,509-90.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 146.25% | 7.81%+138.4pp | 3.34%+142.9pp | 418.13%-271.9pp |
| Employer contribution / active EE | $1,791 | $6,828-73.8% | $6,165-70.9% | $4,741-62.2% |
| Participant deferral / active EE | $8,026 | $8,985-10.7% | $8,363-4.0% | $6,400+25.4% |
| Admin fee / account holder | $2,254 | $13,779-83.6% | $11,613-80.6% | $11,427-80.3% |