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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,634 | $86,919-64.8% | $102,457-70.1% | $80,911-62.1% |
| Participation rate | 93.3% | 72.4%+21.0pp | 76.5%+16.8pp | 67.6%+25.7pp |
| Annual return | 40.26% | 18.90%+21.4pp | 29.41%+10.9pp | 35.63%+4.6pp |
| Employer contribution / active EE | $4,393 | $2,368+85.5% | $3,022+45.4% | $2,756+59.4% |
| Participant deferral / active EE | $7,794 | $4,119+89.2% | $5,054+54.2% | $4,297+81.4% |
| Admin fee / account holder | $6,542 | $8,049-18.7% | $9,451-30.8% | $6,935-5.7% |