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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $6,231 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,239 | $47,163-78.3% | $149,696-93.2% | $74,460-86.2% |
| Participation rate | 71.9% | 63.4%+8.4pp | 78.8%-6.9pp | 70.7%+1.1pp |
| Annual return | 33.29% | 22.75%+10.5pp | 134.46%-101.2pp | 34.38%-1.1pp |
| Employer contribution / active EE | $0 | $1,907-100.0% | $4,821-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $3,028 | $2,730+10.9% | $5,682-46.7% | $4,530-33.1% |
| Admin fee / account holder | $15 | $343-95.7% | $13,212-99.9% | $348-95.7% |