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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $4,039 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,786 | $46,332-83.2% | $143,797-94.6% | $64,824-88.0% |
| Participation rate | 70.2% | 64.2%+6.0pp | 80.3%-10.1pp | 71.5%-1.3pp |
| Annual return | 10.17% | -10.05%+20.2pp | -0.04%+10.2pp | 32.84%-22.7pp |
| Employer contribution / active EE | $0 | $1,911-100.0% | $4,952-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $2,482 | $2,647-6.2% | $5,638-56.0% | $4,311-42.4% |
| Admin fee / account holder | $14 | $154-90.9% | $14,679-99.9% | $188-92.6% |