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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,673 | $210,908+3.2% | $153,643+41.7% | $145,884+49.2% |
| Participation rate | 81.8% | 82.1%-0.3pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 11.07% | 13.46%-2.4pp | 15.71%-4.6pp | 551.85%-540.8pp |
| Employer contribution / active EE | $7,440 | $6,055+22.9% | $5,039+47.6% | $4,662+59.6% |
| Participant deferral / active EE | $14,332 | $7,976+79.7% | $6,754+112.2% | $6,690+114.2% |
| Admin fee / account holder | $2,148 | $19,477-89.0% | $12,739-83.1% | $13,392-84.0% |