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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,798 | $192,829+0.5% | $142,516+36.0% | $139,487+38.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 20.42% | 18.07%+2.4pp | 20.03%+0.4pp | 373.84%-353.4pp |
| Employer contribution / active EE | $8,201 | $5,808+41.2% | $4,849+69.1% | $4,755+72.5% |
| Participant deferral / active EE | $16,049 | $7,200+122.9% | $6,280+155.6% | $6,713+139.1% |
| Admin fee / account holder | $1,704 | $15,120-88.7% | $10,008-83.0% | $11,407-85.1% |