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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,533 | $106,267-90.1% | $96,520-89.1% | $139,456-92.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 18.47% | 38.45%-20.0pp | 35.72%-17.3pp | 373.45%-355.0pp |
| Employer contribution / active EE | $1,594 | $4,105-61.2% | $3,739-57.4% | $4,753-66.5% |
| Participant deferral / active EE | $2,260 | $5,454-58.6% | $4,879-53.7% | $6,711-66.3% |
| Admin fee / account holder | $617 | $7,882-92.2% | $6,733-90.8% | $11,407-94.6% |