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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,042 | $174,379-81.6% | $152,093-78.9% | $138,895-76.9% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 34.36% | 74.86%-40.5pp | 66.36%-32.0pp | 145.39%-111.0pp |
| Employer contribution / active EE | $6,904 | $4,652+48.4% | $4,175+65.4% | $4,194+64.6% |
| Participant deferral / active EE | $5,723 | $6,159-7.1% | $5,451+5.0% | $6,396-10.5% |
| Admin fee / account holder | $339 | $16,880-98.0% | $14,497-97.7% | $12,562-97.3% |