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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,022 | $217,427-80.7% | $185,837-77.4% | $167,518-74.9% |
| Participation rate | 70.6% | 86.0%-15.5pp | 81.7%-11.1pp | 82.1%-11.5pp |
| Annual return | 18.49% | 148.39%-129.9pp | 122.08%-103.6pp | 478.71%-460.2pp |
| Employer contribution / active EE | $1,741 | $5,874-70.4% | $5,168-66.3% | $4,838-64.0% |
| Participant deferral / active EE | $3,615 | $6,357-43.1% | $5,568-35.1% | $6,342-43.0% |
| Admin fee / account holder | $1,238 | $19,816-93.8% | $16,241-92.4% | $12,312-89.9% |