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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,134 | $209,336-52.2% | $197,124-49.2% | $137,256-27.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 53.48% | 48.09%+5.4pp | 44.34%+9.1pp | 220.34%-166.9pp |
| Employer contribution / active EE | $25,711 | $6,591+290.1% | $6,227+312.9% | $4,156+518.7% |
| Participant deferral / active EE | $19,002 | $9,614+97.6% | $9,135+108.0% | $6,407+196.6% |
| Admin fee / account holder | $634 | $17,308-96.3% | $16,298-96.1% | $12,270-94.8% |