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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,602 | $148,582+55.2% | $135,942+69.6% | $139,456+65.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.30% | 79.26%-58.0pp | 68.28%-47.0pp | 373.45%-352.2pp |
| Employer contribution / active EE | $15,655 | $5,245+198.5% | $4,858+222.3% | $4,753+229.4% |
| Participant deferral / active EE | $30,000 | $8,101+270.3% | $7,759+286.7% | $6,711+347.0% |
| Admin fee / account holder | $2,225 | $12,402-82.1% | $10,764-79.3% | $11,407-80.5% |