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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,842 | $112,131-67.1% | $95,964-61.6% | $158,982-76.8% |
| Participation rate | 69.6% | 79.0%-9.4pp | 77.1%-7.5pp | 82.0%-12.4pp |
| Annual return | 13.27% | 171.19%-157.9pp | 91.64%-78.4pp | 302.99%-289.7pp |
| Employer contribution / active EE | $1,291 | $3,199-59.6% | $2,541-49.2% | $4,763-72.9% |
| Participant deferral / active EE | $2,465 | $4,784-48.5% | $4,167-40.8% | $5,983-58.8% |
| Admin fee / account holder | $7,159 | $10,136-29.4% | $6,797+5.3% | $11,252-36.4% |