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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,675 | $103,393-68.4% | $87,103-62.5% | $152,909-78.6% |
| Participation rate | 91.3% | 79.4%+11.9pp | 76.9%+14.4pp | 82.5%+8.8pp |
| Annual return | 16.62% | 28.10%-11.5pp | 28.19%-11.6pp | 345.46%-328.8pp |
| Employer contribution / active EE | $1,401 | $3,221-56.5% | $2,521-44.4% | $4,764-70.6% |
| Participant deferral / active EE | $2,632 | $4,778-44.9% | $4,049-35.0% | $5,851-55.0% |
| Admin fee / account holder | $896 | $12,195-92.7% | $7,491-88.0% | $11,601-92.3% |