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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,021 | $148,582-63.6% | $135,942-60.3% | $139,456-61.3% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 26.59% | 79.26%-52.7pp | 68.28%-41.7pp | 373.45%-346.9pp |
| Employer contribution / active EE | $1,425 | $5,245-72.8% | $4,858-70.7% | $4,753-70.0% |
| Participant deferral / active EE | $2,999 | $8,101-63.0% | $7,759-61.3% | $6,711-55.3% |
| Admin fee / account holder | $4,818 | $12,402-61.2% | $10,764-55.2% | $11,407-57.8% |