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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,586 | $70,366+293.1% | $66,674+314.8% | $138,895+99.1% |
| Participation rate | 78.6% | 76.2%+2.4pp | 73.7%+4.9pp | 79.9%-1.3pp |
| Annual return | 15.12% | 386.41%-371.3pp | 321.24%-306.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $1,726 | $2,765-37.6% | $2,620-34.1% | $4,194-58.9% |
| Participant deferral / active EE | $6,784 | $4,374+55.1% | $4,084+66.1% | $6,396+6.1% |
| Admin fee / account holder | $50,340 | $5,262+856.6% | $5,098+887.4% | $12,562+300.7% |