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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,482 | $138,078-87.3% | $125,363-86.1% | $134,509-87.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.51% | 750.49%-771.0pp | 572.15%-592.7pp | 418.13%-438.6pp |
| Employer contribution / active EE | $2,838 | $5,245-45.9% | $4,815-41.1% | $4,741-40.1% |
| Participant deferral / active EE | $5,430 | $7,800-30.4% | $7,447-27.1% | $6,400-15.2% |
| Admin fee / account holder | $341 | $11,566-97.1% | $10,005-96.6% | $11,427-97.0% |