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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,365 | $51,606-8.2% | $129,339-63.4% | $80,911-41.5% |
| Participation rate | 92.3% | 57.0%+35.3pp | 69.6%+22.7pp | 67.6%+24.7pp |
| Annual return | 15.11% | 20.76%-5.7pp | 9437.05%-9421.9pp | 35.63%-20.5pp |
| Employer contribution / active EE | $4,678 | $1,582+195.7% | $4,154+12.6% | $2,756+69.7% |
| Participant deferral / active EE | $11,234 | $2,669+321.0% | $4,170+169.4% | $4,297+161.4% |
| Admin fee / account holder | $9,814 | $4,310+127.7% | $7,668+28.0% | $6,935+41.5% |