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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,725 | $148,629-90.8% | $135,982-89.9% | $139,487-90.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.59% | 79.33%-54.7pp | 68.32%-43.7pp | 373.84%-349.3pp |
| Employer contribution / active EE | $4,933 | $5,247-6.0% | $4,859+1.5% | $4,755+3.7% |
| Participant deferral / active EE | $9,396 | $8,102+16.0% | $7,760+21.1% | $6,713+40.0% |
| Admin fee / account holder | $829 | $12,406-93.3% | $10,767-92.3% | $11,407-92.7% |