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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,443 | $183,627-76.9% | $155,602-72.7% | $145,978-70.9% |
| Participation rate | 30.0% | 82.7%-52.7pp | 78.2%-48.2pp | 80.3%-50.3pp |
| Annual return | 416.97% | 61.32%+355.7pp | 64.81%+352.2pp | 550.52%-133.5pp |
| Employer contribution / active EE | $301 | $5,316-94.3% | $4,675-93.6% | $4,662-93.5% |
| Participant deferral / active EE | $1,914 | $6,466-70.4% | $5,629-66.0% | $6,690-71.4% |
| Admin fee / account holder | $297 | $19,327-98.5% | $15,923-98.1% | $13,400-97.8% |