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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,605 | $106,280-83.4% | $96,538-81.8% | $139,487-87.4% |
| Participation rate | 61.5% | 77.8%-16.3pp | 74.3%-12.8pp | 80.3%-18.8pp |
| Annual return | 23.98% | 38.48%-14.5pp | 35.74%-11.8pp | 373.84%-349.9pp |
| Employer contribution / active EE | $2,138 | $4,107-48.0% | $3,740-42.8% | $4,755-55.0% |
| Participant deferral / active EE | $3,992 | $5,457-26.8% | $4,880-18.2% | $6,713-40.5% |
| Admin fee / account holder | $61 | $7,888-99.2% | $6,737-99.1% | $11,407-99.5% |