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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,703 | $115,814-94.2% | $101,275-93.4% | $158,982-95.8% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 28.99% | 56.16%-27.2pp | 46.48%-17.5pp | 302.99%-274.0pp |
| Employer contribution / active EE | $3,419 | $4,176-18.1% | $3,660-6.6% | $4,763-28.2% |
| Participant deferral / active EE | $2,167 | $4,958-56.3% | $4,371-50.4% | $5,983-63.8% |
| Admin fee / account holder | $412 | $7,249-94.3% | $5,948-93.1% | $11,252-96.3% |