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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,169 | $110,410-80.8% | $102,437-79.3% | $145,897-85.5% |
| Participation rate | 41.7% | 77.9%-36.3pp | 74.5%-32.8pp | 80.3%-38.6pp |
| Annual return | 21.39% | 24.85%-3.5pp | 24.95%-3.6pp | 552.29%-530.9pp |
| Employer contribution / active EE | $1,150 | $4,217-72.7% | $3,871-70.3% | $4,663-75.3% |
| Participant deferral / active EE | $1,954 | $5,622-65.2% | $5,060-61.4% | $6,689-70.8% |
| Admin fee / account holder | $8,134 | $9,745-16.5% | $8,388-3.0% | $13,390-39.3% |