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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,420 | $96,678-36.5% | $86,640-29.1% | $139,466-56.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 17.16% | 106.69%-89.5pp | 592.52%-575.4pp | 373.66%-356.5pp |
| Employer contribution / active EE | $1,755 | $3,265-46.3% | $3,024-42.0% | $4,754-63.1% |
| Participant deferral / active EE | $5,682 | $4,837+17.5% | $4,438+28.0% | $6,712-15.3% |
| Admin fee / account holder | $853 | $6,410-86.7% | $5,616-84.8% | $11,409-92.5% |