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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,472 | $92,743-41.3% | $82,744-34.2% | $134,532-59.5% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -16.66% | 946.63%-963.3pp | 702.22%-718.9pp | 418.27%-434.9pp |
| Employer contribution / active EE | $592 | $3,273-81.9% | $3,008-80.3% | $4,741-87.5% |
| Participant deferral / active EE | $1,727 | $4,802-64.0% | $4,395-60.7% | $6,401-73.0% |
| Admin fee / account holder | $34,972 | $5,977+485.1% | $5,325+556.8% | $11,429+206.0% |