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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,429 | $73,019-40.5% | $90,766-52.2% | $68,490-36.6% |
| Participation rate | 47.7% | 70.8%-23.1pp | 75.7%-28.0pp | 67.9%-20.2pp |
| Annual return | -18.82% | -13.81%-5.0pp | -12.16%-6.7pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,302 | $2,193-40.6% | $2,922-55.4% | $2,597-49.9% |
| Participant deferral / active EE | $3,114 | $3,626-14.1% | $4,565-31.8% | $4,028-22.7% |
| Admin fee / account holder | $1,194 | $5,897-79.8% | $8,446-85.9% | $5,403-77.9% |