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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,269 | $81,208-55.3% | $98,920-63.3% | $79,856-54.6% |
| Participation rate | 51.5% | 72.5%-21.0pp | 76.0%-24.5pp | 69.6%-18.1pp |
| Annual return | 11.87% | 60.99%-49.1pp | 196.47%-184.6pp | 31.71%-19.8pp |
| Employer contribution / active EE | $1,149 | $1,960-41.4% | $2,689-57.3% | $2,471-53.5% |
| Participant deferral / active EE | $2,637 | $3,265-19.2% | $4,245-37.9% | $3,741-29.5% |
| Admin fee / account holder | $28,089 | $6,013+367.1% | $6,643+322.8% | $5,306+429.3% |