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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,518 | $70,366-55.2% | $66,674-52.7% | $138,895-77.3% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 20.22% | 386.41%-366.2pp | 321.24%-301.0pp | 145.39%-125.2pp |
| Employer contribution / active EE | $1,715 | $2,765-38.0% | $2,620-34.6% | $4,194-59.1% |
| Participant deferral / active EE | $12,195 | $4,374+178.8% | $4,084+198.6% | $6,396+90.7% |
| Admin fee / account holder | $377 | $5,262-92.8% | $5,098-92.6% | $12,562-97.0% |