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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $17,845 |
Filed as: CAPFINANCIAL PARTNERS, LLC (DBA)CAP Service code 27 · EIN 26-0058143 | Advisory (Plan) | $10,104 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,257 | $54,690-6.3% | $76,030-32.6% | $74,478-31.2% |
| Participation rate | 69.4% | 60.3%+9.0pp | 69.1%+0.3pp | 67.2%+2.1pp |
| Annual return | 10.18% | 31.92%-21.7pp | 361.54%-351.4pp | 1370.56%-1360.4pp |
| Employer contribution / active EE | $1,562 | $1,781-12.3% | $2,688-41.9% | $2,626-40.5% |
| Participant deferral / active EE | $3,812 | $3,070+24.2% | $4,257-10.4% | $4,350-12.4% |
| Admin fee / account holder | $265 | $2,240-88.2% | $6,421-95.9% | $1,946-86.4% |