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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $17,085 |
TRUTINA FINANCIAL4 years Service code 27 · EIN 47-0995939 | Advisory (Plan) | $13,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,836 | $51,166-16.3% | $70,544-39.3% | $71,511-40.1% |
| Participation rate | 64.7% | 59.4%+5.3pp | 68.4%-3.7pp | 67.9%-3.3pp |
| Annual return | 12.82% | 42.71%-29.9pp | 32.79%-20.0pp | 28.86%-16.0pp |
| Employer contribution / active EE | $1,402 | $1,793-21.8% | $2,976-52.9% | $2,589-45.9% |
| Participant deferral / active EE | $2,917 | $3,031-3.7% | $4,568-36.1% | $4,291-32.0% |
| Admin fee / account holder | $235 | $2,000-88.2% | $6,427-96.3% | $1,588-85.2% |