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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,282 | $115,814-39.3% | $101,275-30.6% | $158,982-55.8% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 11.63% | 56.16%-44.5pp | 46.48%-34.9pp | 302.99%-291.4pp |
| Employer contribution / active EE | $1,067 | $4,176-74.4% | $3,660-70.8% | $4,763-77.6% |
| Participant deferral / active EE | $1,711 | $4,958-65.5% | $4,371-60.9% | $5,983-71.4% |
| Admin fee / account holder | $4,574 | $7,249-36.9% | $5,948-23.1% | $11,252-59.3% |