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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,436 | $107,368-53.0% | $92,915-45.7% | $152,909-67.0% |
| Participation rate | 58.8% | 79.8%-21.0pp | 76.0%-17.2pp | 82.5%-23.6pp |
| Annual return | 14.52% | 145.64%-131.1pp | 109.45%-94.9pp | 345.46%-330.9pp |
| Employer contribution / active EE | $1,340 | $4,222-68.3% | $3,653-63.3% | $4,764-71.9% |
| Participant deferral / active EE | $2,238 | $4,848-53.8% | $4,238-47.2% | $5,851-61.8% |
| Admin fee / account holder | $2,093 | $7,082-70.4% | $5,796-63.9% | $11,601-82.0% |